Frequently Asked Questions

How does Asset finance work?

Asset financing enables you to acquire essential equipment or machinery without the need for an upfront payment. Instead, you make regular payments over an agreed period while still using the asset. Depending on the type of finance arrangement, you may have the option to purchase the asset at the end of the agreement or return it. This flexible solution helps businesses preserve cash flow while accessing the tools they need to grow.

Can We Finance Used Equipment?

Yes, we can finance both new and used equipment. Our team will evaluate the asset and customise a financing solution that works for your business, ensuring you get the equipment you need with flexible and competitive terms.

How quickly can I get approved?

Approval times vary, but we often secure financing within a few hours or 1-2 days, depending on the complexity of the deal and the type of finance required.

Can I still get financing if I have bad credit?

Yes, we work with a diverse panel of lenders, some of whom specialize in helping businesses with less-than-perfect credit. We’ll help you explore the most suitable options.

Can I repay my loan early?

Many of our lenders offer flexible terms with no early repayment fees. We’ll find options that allow you to repay early without penalties if that’s a priority for you.

Can I defer the VAT?

Yes! A VAT deferral allows businesses to spread the cost of the VAT due on asset purchases over a period of time, rather than paying it all upfront. This can ease cash flow and help preserve working capital, especially on large purchases.